End User License Agreement

Last Updated: 11/5/2025

This End User License Agreement ("Agreement") is a legal agreement between you and folioaide ("Company," "we," "us," or "our") for the use of the folioaide mobile application ("App").

1. License Grant

Subject to your compliance with this Agreement, we grant you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the App for your personal, non-commercial purposes strictly in accordance with this Agreement and any applicable App Store terms.

2. Restrictions

You agree not to:

  • Copy, modify, or create derivative works of the App
  • Reverse engineer, decompile, or disassemble the App
  • Remove, alter, or obscure any proprietary notices on the App
  • Use the App for any illegal purpose or in violation of any laws
  • Share your account credentials with third parties
  • Attempt to gain unauthorized access to any portion of the App
  • Use the App to provide services to third parties

3. Ownership

The App and all rights, title, and interest in and to the App, including all intellectual property rights, are and will remain the exclusive property of folioaide and its licensors. This Agreement does not grant you any rights to trademarks or service marks of folioaide.

4. Data and Privacy

Your use of the App is also governed by our Privacy Policy. By using the App, you consent to the collection, use, and sharing of your information as described in our Privacy Policy. The App may store portfolio data, financial information, and usage analytics to provide and improve our services.

5. Third-Party Services

The App may integrate with third-party services to provide stock market data, financial information, and other features. We are not responsible for the accuracy, availability, or reliability of any third-party services. Your use of third-party services may be subject to additional terms and conditions.

6. Investment Disclaimer

IMPORTANT: The App provides portfolio tracking and market information for informational purposes only. It does not constitute financial advice, investment advice, trading advice, or any other sort of advice. You should not treat any of the App's content as such. We do not recommend that any investment decision be made based solely on information provided by the App. You are solely responsible for your investment decisions.

7. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL FOLIOAIDE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM YOUR USE OF THE APP.

9. Updates and Modifications

We may update, modify, or discontinue the App at any time without notice. We reserve the right to modify this Agreement at any time. Your continued use of the App after changes constitutes acceptance of the modified Agreement.

10. Termination

This Agreement is effective until terminated. Your rights under this Agreement will terminate automatically without notice if you fail to comply with any term of this Agreement. Upon termination, you must cease all use of the App and delete all copies from your devices.

11. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the jurisdiction in which folioaide operates, without regard to its conflict of law provisions.

12. Contact Information

If you have any questions about this EULA, please contact us through the App Store or visit our website.

By downloading, installing, or using the App, you acknowledge that you have read this Agreement, understand it, and agree to be bound by its terms and conditions.