Privacy Policy

Effective Date: 11/5/2025

Last Updated: 11/5/2025

This Privacy Policy describes how folioaide ("we," "us," or "our") collects, uses, and shares information when you use our mobile application (the "App"). We are committed to protecting your privacy and being transparent about our data practices.

1. Information We Collect

1.1 Information You Provide

We collect information that you voluntarily provide to us:

• Phone Number: Used for authentication and account creation
• Portfolio Data: Stock symbols, quantities, purchase prices, and dates you manually enter
• Watchlist Data: Stocks you choose to monitor
• Price Alerts: Alert preferences you set for stock price notifications
• App Settings: Your preferences such as hidden values toggle

1.2 Automatically Collected Information

We automatically collect certain information when you use the App:

• Device Information: Device type, operating system version, unique device identifiers
• Usage Data: Features used, screens viewed, time spent in the app
• Analytics Data: App performance, crashes, and errors via Firebase Analytics
• IP Address: Collected automatically by our service providers

1.3 Information from Third Parties

We receive information from third-party services:

• Market Data: Real-time and historical stock prices, company information, and financial data from financial data providers
• News Data: Company news and market news from news aggregators
• Authentication: Verification status from Firebase Authentication

2. How We Use Your Information

We use the collected information for the following purposes:

• Provide Services: Display your portfolio, track stocks, calculate gains/losses, and show real-time prices
• Authentication: Verify your identity and secure your account
• Cloud Sync: Synchronize your portfolio data across your devices
• Notifications: Send price alerts and important updates
• Analytics: Understand how users interact with the App to improve functionality
• Customer Support: Respond to your inquiries and provide assistance
• Security: Detect and prevent fraud, abuse, and security incidents
• Legal Compliance: Comply with legal obligations and enforce our terms

3. Data Storage and Security

3.1 Data Storage

Your data is stored securely using Google Firebase services:

• Firebase Firestore: Stores your portfolio data, watchlists, and app settings
• Firebase Authentication: Manages your account authentication
• Encryption: Sensitive portfolio data is encrypted at rest and in transit using industry-standard encryption (AES-256)

3.2 Security Measures

We implement security measures to protect your information:

• End-to-end encryption for sensitive financial data
• Secure authentication using phone verification
• Regular security audits and updates
• Access controls and authentication requirements
• Secure HTTPS connections for all data transmission

4. Information Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

4.1 Service Providers

We share information with third-party service providers who perform services on our behalf:

• Firebase (Google): Cloud storage, authentication, and analytics
• Financial Data Providers: Real-time stock prices and market data
• News Providers: Company and market news feeds

4.2 Legal Requirements

We may disclose your information if required by law, court order, or government request, or to protect the rights, property, or safety of folioaide, our users, or others.

4.3 Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Your Privacy Rights

You have the following rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your personal information (subject to legal obligations)
• Export: Request a copy of your data in a portable format
• Opt-Out: Opt out of certain data collection and processing activities

To exercise these rights, please contact us through the App or email us at the address provided below.

6. Data Retention

We retain your information for as long as your account is active or as needed to provide services. If you delete your account, we will delete your personal information within 90 days, except where we are required to retain it for legal, regulatory, or security purposes.

7. Children's Privacy

The App is not intended for users under the age of 18. We do not knowingly collect personal information from children under 18. If we learn that we have collected information from a child under 18, we will delete it promptly.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

9. Third-Party Links and Services

The App may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any information.

10. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information
• Right to opt-out of the sale of personal information (we do not sell your information)
• Right to non-discrimination for exercising your privacy rights

11. GDPR Rights (European Users)

If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR):

• Right of access and portability
• Right to rectification
• Right to erasure
• Right to restrict processing
• Right to object to processing
• Right to withdraw consent
• Right to lodge a complaint with a supervisory authority

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy in the App and updating the "Last Updated" date. Your continued use of the App after changes become effective constitutes acceptance of the updated Privacy Policy.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

• App: folioaide
• Website: https://folioaidesite.vercel.app
• Contact: Through the App Store or via our website